Terms and Conditions

Effective Date: May 5, 2025
Last Updated: May 5, 2025

Welcome to Iam.Live ("we," "our," or "the Platform"). By accessing or using www.iam.live (the “Website”) and its related services, you ("User" or "you") agree to these Terms and Conditions. If you do not agree, please do not use our services.

1. About Iam.Live

Iam.Live is a live video platform that connects users with independent experts ("Experts") for real-time advice, guidance, and interactive help across a variety of topics.

2. Eligibility

To use Iam.Live, you must:

• Be at least 18 years old.

• Have the legal capacity to enter into binding agreements.

• Comply with all applicable local, national, and international laws.

3. User Responsibilities

By using the Platform, you agree to:

• Provide accurate and complete information during registration.

• Maintain the confidentiality of your account credentials.

• Use the Platform responsibly and lawfully.

• Communicate respectfully with Experts and other users.

Prohibited Conduct:
You must not:

• Harass, threaten, or abuse Experts or other users.

• Engage in illegal, fraudulent, or deceptive activities.

• Upload or share malicious content, viruses, or harmful software.

We reserve the right to suspend or terminate your account for violations of these Terms.

4. Expert Responsibilities

Experts are independent contractors, not employees of Iam.Live. Experts agree to:

• Offer accurate, ethical, and professional guidance within their expertise.

• Maintain a professional tone and respectful communication.

• Comply with all relevant laws and industry standards.

Experts are fully responsible for the advice and services they provide.

5. Payments and Fees

• Users agree to pay all applicable fees for Expert sessions as shown on the Website.

• Payments are required in advance and are generally non-refundable unless stated otherwise in our Refund Policy.

• Experts are compensated according to their agreements, minus platform fees and applicable taxes.

6. Disclaimers

• Iam.Live provides a platform to connect Users and Experts but does not guarantee the quality, accuracy, or effectiveness of advice given.

• All advice is for informational purposes only and should not replace licensed professional services (e.g., medical, legal, or financial advice).

• The Platform is not responsible for decisions made based on Expert guidance.

7. Limitation of Liability

To the fullest extent permitted by law, Iam.Live is not liable for any indirect, incidental, consequential, or punitive damages, including but not limited to:

• Loss of data, income, or business opportunities.

• Errors or inaccuracies in Expert advice.

• Unauthorized access to your account or data breaches.

8. Account Termination

Users may request account closure at any time by contacting support@iam.live. We reserve the right to suspend or terminate accounts for violations of these Terms or misuse of the Platform.

9. Intellectual Property

All content on Iam.Live—including text, images, videos, graphics, and software—is owned by Iam.Live or its licensors and protected by intellectual property laws. Unauthorized use is strictly prohibited.

10. Privacy

Your use of the Platform is also governed by our Privacy Policy, which explains how your personal information is collected, used, and protected.

11. Governing Law

These Terms and Conditions are governed by the laws of [Insert Jurisdiction], without regard to conflict of law principles.

12. Changes to Terms

We may update these Terms and Conditions at any time. Updates become effective upon posting on www.iam.live. Continued use of the Platform signifies your acceptance of the updated Terms.

13. Contact Us

For questions, support, or additional information, please contact:
Email: support@iam.live